How your life’s work can support you in your second innings. We all know many successor entrepreneurs. Some own retail outlets. Some run large consultancies. Some run heavy manufacturing units on the outskirts of city. And all of them, with very few exceptions, are excellent at what they do. They have trusted employees who are […]
Your Business is Not Your Retirement Plan Read More »
SEBI is reportedly in talks to ease the NISM Series XIII certification — the exam every Mutual Fund Distributor must clear before distributing Specialized Investment Funds (SIFs). The reasoning, as with the recent PMS exam relaxation, appears to be a high failure rate and pressure from industry bodies asking for a more accessible bar. I
Why Easing the SIF Distributor Exam Is the Wrong Move Read More »
Mumbai has no shortage of profitable small and mid-sized manufacturing businesses. Many of these enterprises are well-run, generate consistent cash flows, and operate in stable niche markets. Yet a common reality remains: not every business can scale endlessly. When expansion is constrained — whether by market size, regulatory complexity, or operational bandwidth — surplus capital
Managing Surplus Capital for SME Manufacturers in Mumbai Read More »
20s is a confusing time. You are simultaneously stressed about how your hair looks for the date and how your sales report looks for the boss. Relationships, living on your own, worrying about all the bills, planning finances, figuring out the long term goals, so many things have to be figured out for the first
Top 5 Mistakes to avoid in your 20s Read More »
Everywhere you look today, including my status, you will hear about SIP or the Systematic Investment Plan. It is a simplest way of investing a set amount in mutual funds every year. You set an amount, pick some funds according to your goals, and bam, your investment is sorted. And it works really well for
SIP and the cashflow problem! Read More »